From uncertainty to home ownership.
With nearly 20 years’ experience in mortgage broking – including almost 12 years with In Mortgage & Finance Services (IMFS) – our Kalgoorlie based broker, Jeff Delbridge, has helped people across the Goldfields turn their property goals into reality. At IMFS, it’s never about the size of the loan but the outcome for the client. Angela’s story is a great example of what’s possible with the right advice.
A first conversation that changed everything
Angela reached out after being referred by a friend we had previously helped into a home. While she wasn’t sure home ownership was achievable, she booked an appointment to better understand her options. After a relaxed conversation about her income, employment, debts and deposit, it quickly became clear that buying a home was within reach. The outlook changed immediately.
A clear path forward
With a modest deposit, Angela was well suited to a Keystart home loan – a WA Government-backed option designed to help residents enter the property market. While the interest rate was slightly higher than mainstream lenders, it provided the right stepping stone at the time. Just six weeks later, Angela was handed the keys to her first home!
With a modest deposit, Angela was well suited to a Keystart home loan – a WA Government-backed option designed to help residents enter the property market. While the interest rate was slightly higher than mainstream lenders, it provided the right stepping stone at the time. Just six weeks later, Angela was handed the keys to her first home!
Building confidence and flexibility
Two years on, after following the recommendation to pay a little extra and benefiting from modest property growth, Angela was able to refinance to a lender of her choice. This delivered a lower rate, greater flexibility and improved loan features with her original loan having done exactly what it was designed to do.
Angela’s journey shows that the first step is often the most important one.
In Mortgage & Finance Services.
Our difference is In the name.
How Can We Help You?
Whether you’re buying your first home, considering property investment, seeking commercial finance, wanting to consolidate or refinance existing debt, or require finance for other purposes, we can help you achieve the most appropriate solution.
First Home Owners!
We know that choosing a new home loan can be difficult. We’re here to help you.
Owner Occupied
We know that choosing a new home loan can be difficult. We’re here to help you.
Investment Loans
For a solution for those who want to buy an investment property, we can help.
Personal Loans
Any purpose loans, not secured by property. We’ll find the facility to suit your requirements.
Business Loans
Whether you’re starting out, growing fast, or managing cash flow; Let us know.
Debt Consolidation
Helping you take control of your finances and move forward greater.
Other Loans
We provide flexible loan solutions, tailored to suit your needs.
Loan Calculators
We provide free loan calculators as a convenience to our visitors.
Need Help?
We know that choosing a new loan can be difficult. At imfs we’re here to help you. If you have any questions at all just give us a call or send us an email.