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General FAQs

Q: How much money can I borrow?

The amount you can borrow is commonly known as your borrowing capacity. Your borrowing capacity will differ from lender to lender. To establish your borrowing capacity, call us to arrange an interview for an assessment of your situation.

Q: How long does the whole loan process take?

The whole finance process, from initial appointment to signing the papers can take up to four weeks. However, it generally takes about two weeks to have everything ready. Your mortgage broker will follow up with the lenders regularly to keep the whole process on track.

Q: What does it cost to get a loan through IMFS?

IMFS does not generally charge a fee for service, as we receive payment from the bank. In the event that there is no fee paid by the bank, there may be a nominal fee for service charged, however, this would be the rarity and not the norm.


Need Help?

We know that choosing a new loan can be difficult. At IMFS we're here to help you. If you have any questions at all just give us a call or send us an email.